20251 SW Acacia Street
Newport Beach, CA 92660
Privacy Policy
This Privacy Policy (“Policy”) is established and provided to you by MMXVIII Holdings Inc. and its subsidiaries and affiliates, including those operating under the trade name “Lendward.” These entities are collectively referred to herein as “Lendward” or “we,” “our,” or “us.” This Policy applies to information collected through this website and otherwise. We want you to understand what information we collect about you, how we use it, and the safeguards we have to protect it. By accessing this website and using our services, you consent to this Policy, including the collection, transfer, manipulation, disclosure, storage, and other use of your information as described below. If you have questions or concerns regarding this Policy, you should call us toll-free at (800)-391-9310.Information We Collect
We might receive and collect, the following information about you while you use our services: your name, email, phone number(s), address, social security number, date of birth, employer information, income figures, current loan/credit information, and vehicle information (“Information”). You may provide this information when you go through our loan application process; sign up for other products or services through Lendward; when you provide information to us through a third-party application, service or website; when you communicate with us regarding our services through email or other means; or when you participate in any of our marketing initiatives.
Use of Collected Information
In general, Lendward uses information to provide the products and services you requested; provide you customer support; research and analyze other products and services that may save you money offered by Lendward or others; to communicate with you via telephone, mobile devices, email or postal mail about products or services; to deliver relevant advertising; to analyze the effectiveness of Lendward advertising and other campaigns; and to otherwise conduct our business. In addition, we may disclose the information we collect as described above to companies that perform marketing services on our behalf, with which we have joint marketing agreements, or with which we have other agreements that, among other things, require the safeguarding of your information.
Links within the Lendward site may take you to third-party websites that are governed by their privacy policies. When you use links to visit these sites, Lendward’ privacy policies are no longer valid.
With Whom do we Share Your Information
Lendward and Affiliates: We may share your information with Lendward subsidiaries and affiliates. These subsidiaries and affiliates adhere to this Privacy Policy.
Lenders: Once you have submitted an application, Lendward will begin the process of finding you the best possible interest rate from other financial institutions. Your information is not sent to each lender in our network for review. Instead, your credit profile and needs are matched to the borrower profile established by our lenders and sent to those lenders first. By submitting an application to Lendward, you consent to the use of your credit report for the purpose of obtaining a credit offer from one of our participating lenders.
To comply with the Law: We may disclose information we collect if we determine in our sole discretion that such disclosure is necessary to comply with the law, including disclosure to law enforcement agencies and other government agencies and disclosure responsive to subpoenas. We also may disclose information we collect if we deem it necessary to protect the rights, property, or safety of the Lendward, our customers, or others.
To Third-Parties: We may disclose your information to third parties vendors that provide services to Lendward to process your information for purposes of reviewing your loan application. Also, Lendward may disclose your information to third parties that are interested in contacting you or providing offers to you that may be related to our products and services or about products or services you may find of interest, and we may be compensated for such disclosure.
You can, at any time, opt-out of our ability to share information with unaffiliated third parties that do not provide services to Lendward for processing your loan application by contacting customer service at 800-391-9310.
The Use of Cookies
Lendward uses cookies to store a unique user identifier. A cookie is a small data file that contains information such as a user ID. The data is written to your hard drive and is accessed each time you visit the site. Although the only personal information a cookie can record is information you supply yourself, Lendward uses this ID to identify you anonymously in our database. The cookie is also required to reach certain parts of the Lendward site and is used to personalize the site for you. A cookie cannot read data off your hard disk or read other cookie files created by other websites that you visit.
Description of Lendward
Lendward is headquartered in Newport Beach, CA and is licensed as a registered lender with the California Department of Business Oversite and is a proud member of the Better Business Bureau. All lenders in the Lendward network are well established FDIC-insured banks, thrifts, or licensed lenders.
Protecting Your Personal Information
Protecting your privacy is important to us. We restrict access to non-public personally identifiable information about you to our employees and agents who need to know the information to provide products or services to you. We maintain physical, electronic, and procedural protections that comply with federal and state laws to safeguard your personal information. Because we recognize the importance of privacy where children are involved, we do not knowingly collect information from children.
Choices Regarding the Collection, Use and Distribution of Your Information
It is important to remember that you have absolute control over the amount of personal information collected on this site. When you click on “Submit” on our website, you affirmatively consent to Lendward’ collection of information for the application process.
As Lendward continues to develop, it may sell or purchase other companies and/or assets. In such transactions, customer information is generally included in the transfer of business assets. In the unlikely event that Lendward or substantially all of its assets are acquired, customer information will be one of the transferred assets.
Amendments
Lendward reserves the right, at any time, to add to, change, update, or modify this Privacy Policy by posting such change, update, or modification on the website. Any such change, update or modification will be effective immediately upon posting to this site.